5 Misleading Statements Insurance Companies Provide After an Accident

As a business, it’s not in the best interest of an insurance company to provide favorable compensation to everyone who has been injured in a car accident. In most cases, insurance companies mislead accident victims about the value of their claim, thereby hoping to devalue their compensation amount.

The experienced Baton Rouge personal injury attorneys encourage you to be careful when dealing with an insurance company after an accident. Our personal injury attorneys in Baton Rouge, LA therefore, list down 5 misleading statements insurance companies provide after an accident. Read on to know more:

1. If you reject the first offer, you may end up getting nothing

Most insurance adjusters would state that if you reject their first offer, you may not obtain compensation at all. This is one of the most common tactics insurance companies use as in most cases accident victims are vulnerable both physically and emotionally. However, it’s essential to remember that if the initial offer is too low, your lawyer can always fight to pursue fair compensation.

2. Your injuries are not serious

Insurance adjusters often make an utmost effort to claim that your injuries are not severe enough. They may also try to prove that you only have soft tissue injuries, and you cannot get compensated for it. Another common tactic insurance companies use to deny your claim is by stating that your injury is from a preexisting condition. Ideally, even if you have preexisting conditions, you can still procure compensation for all the injuries and damage.  If your insurance adjuster denies a fair settlement, it’s advisable to discuss it with an experienced attorney.

3. It’s mandatory to provide a recorded statement

After an accident, victims are usually helpless, emotionally. At this point, insurance adjusters make an utmost effort to get a recorded statement from the victim. They often claim that a recorded statement speeds up the claim process. Unfortunately, insurance adjusters use the statement against your claim. They attempt to minimize your injuries and blame all the accident on you.

4. They will obtain maximum compensation for your claim

An insurance adjuster may promise to procure a favorable compensation, but it’s just an attempt to get you to trust them. It’s crucial to understand that insurance companies are in the business to make profits. Do not get fooled into thinking that insurance adjusters will do their best to get the compensation you deserve. Instead, they will leave no stone unturned to offer minimum recompense.

5. Lawyers will take away a significant part of your settlement

The insurance adjuster may try to convince you that you do not need the assistance of a lawyer. They may also go to the extent stating that lawyers will take away most of your settlement. However, personal injury attorneys usually work on a contingency fee basis, which means they do not get paid unless they win monetary compensation. Also, personal injury lawyers have an in-depth understanding of all the nitty-gritties of law, and this helps them to fight for your rights and claim maximum compensation.

Get in Touch With An Attorney Before Contacting Your Insurance Company
If you’ve been injured in an accident in Baton Rouge, LA, get in touch with an experienced personal injury attorney. The competent personal injury attorneys in Baton Rouge, LA, at the Law Offices of L. Clayton Burgess ensure to handle all the communications with the insurance company and advocate for your rights.

We understand how insurance companies operate and are well aware of the strategies applied to protect the value of your claim. For further queries, call us at (225) 372-8880.